Uncategorized What Does a Title Company Do? A Guide for First-Time Homebuyers By Tara Mastroeni If you’ve recently gone under contract to buy a home, you’ve probably been told by your real estate agent to find a title company. In that case, you may be wondering what does a title company do? And what is a “title,” anyway? In the real estate industry, “title” refers to the legal right to […]
Uncategorized HOW TO GET READY FOR RETIREMENT For most people, retirement feels like a long way off. But, if you don’t start preparing as early as possible, you may find yourself in a place of financial insecurity when the time does come. To avoid this, consider implementing the following tips. Calculate your target savings. In general, it’s recommended that you save between […]
Uncategorized Selling Your House? Make Sure You Price It Right. There’s no denying we’re in a sellers’ market. With low inventory and high buyer demand, homes today are selling above the asking price at a record rate. According to the latest Realtors Confidence Index Survey from the National Association of Realtors (NAR): Homes typically sell within 17 days (compared to 26 days one year ago). The average home sold has five offers to pick […]
Uncategorized Real Estate Is Still Your Best Investment Americans Choose Real Estate as the Best Investment [INFOGRAPHIC] Some Highlights For the eighth year in a row, real estate maintained its position as the preferred long-term investment among Americans. Real estate has been gaining ground against stocks, gold, and savings accounts over the last 11 years and now stands at its highest rating in survey history. Let’s connect […]
Uncategorized What Are the Benefits of a 20% Down Payment? If you’re thinking of buying a home this year, you may be wondering how much money you need to come up with for your down payment. Many people may think it’s 20% of the loan to secure a mortgage. While there are plenty of lower down payment options available for qualified buyers who don’t want to put […]
Uncategorized 3 Must-Do’s When Selling Your Home It’s exciting to put a house on the market and to think about making new memories in new spaces. However, despite the anticipation of what’s to come, we can still have deep sentimental attachments to the home we’re leaving behind. Growing emotions can help or hinder a sale depending on how we manage them. When […]
Uncategorized Luxury townhomes vs. Single Family Homes — Key Differences for Homeowne by Concetta “Connie” Gallo   Photo by Ricarda Molck via Pixabay More and more communities are creating spaces for both individual homes and multifamily townhomes. Both styles offer lots of space, comfortable living and access to a neighborhood’s amenities — but there are some key differences that might make one style more suitable for you than another. Learning more about […]
Uncategorized Tailor Your Home Search to Your Budget by Concetta “Connie” Gallo 10/22/2020 For those who want to simplify the homebuying process, crafting a budget is ideal. Because if you tailor your house search to your finances, you can eliminate the risk of spending beyond your means to acquire your dream residence. Now, let’s take a look at three tips to help you budget […]
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Uncategorized Do You Have Enough Money Saved for a Down Payment? One of the biggest misconceptions for first-time homebuyers is how much you’ll need to save for a down payment. Contrary to popular belief, you don’t always have to put 20% down to buy a house. Here’s how it breaks down. A recent survey by Point2Homes mentions that 74% of millennials (ages 25-40) say they’re interested in purchasing a home […]
Uncategorized What Should be on Your Home Buying Checklist? by Concetta “Connie” Gallo 08/13/2020 Regardless of when or where you search for a house, a home buying checklist is essential. With this checklist in hand, you can quickly and effortlessly discover a residence that suits you perfectly. Now, let’s take a look at three factors to incorporate into your home buying checklist. 1. Your Home […]
Uncategorized Does Your House Listing Stand Out to Buyers? by Concetta “Connie” Gallo 09/03/2020 A home listing presents a valuable opportunity. If you allocate time and resources to craft an engaging and informative listing, you could differentiate your house from the competition. Perhaps most important, your listing could help you speed up the home selling process. There are many things you can do to help […]
Uncategorized Making an informed decision about whether to submit an offer to purchase a residence is key. Should You Submit an Offer to Purchase a Home? by Concetta “Connie” Gallo 10/01/2020 Deciding whether to submit an offer to purchase a house may prove to be difficult. Fortunately, we’re here to help you weigh the pros and cons of submitting a homebuying proposal so you can make the best-possible decision. Now, let’s take a look […]
Uncategorized Bidding Wars Three Ways to Win in a Bidding War With so few houses for sale today and low mortgage rates driving buyer activity, bidding wars are becoming more common. Multiple-offer scenarios are heating up, so it’s important to get pre-approved before you start your search. This way, you can put your best foot forward – quickly and efficiently – if […]
Uncategorized Essential Tips for Homeowners Photo by ConvertKit on Unsplash   Up to 9.2 million Americans will purchase their first home in 2020. Homeownership is a wonderful and sometimes overwhelming experience. It’s exciting to have a place that you can personalize and call your own. However, owning a home can quickly become a burden if you don’t plan carefully. Keep in mind these five tips to make […]
Uncategorized Pre-approval vs. Pre-qualified Which Is Better: Preapproval or Prequalified Letter? by Concetta “Connie” Gallo 05/14/2020 Photo by Lukas from Pexels If you’re ready to get serious about your home buying journey, one of the first steps is seeing various lenders. As you become more familiar with the process, you’ll likely hear the terms preapproval and prequalified mentioned again and again. We’ll look at […]
Uncategorized Home Buyer: Inspection or No Inspection Home Buyer: Inspection or No Inspection by Concetta “Connie” Gallo 05/07/2020 Image by mohamed Hassan from Pixabay As you move forward with your home purchase, your real estate agent may recommend that you have your home inspected. Sometimes the inspection is required by the lender or insurance company, but sometimes it’s an optional step. Buyers who have the option sometimes […]
Uncategorized Tips for Selling Your Home Tips for Selling Your Home as Quickly as Possible by Concetta “Connie” Gallo 04/16/2020 Image by mynemesis2011 from Pixabay If you’re anticipating putting your home on the market soon and want to sell it as quickly as possible, you’re probably thinking that the best way to accomplish this is to accept a major drop in price. Although it’s true that […]
Uncategorized Tips for Sellers: Plan for a Property Showing Tips for Sellers: Plan for a Property Showing by Concetta “Connie” Gallo 04/09/2020 As a home seller, it is crucial to do everything possible to prepare for a house showing. Yet determining the best ways to prep for a showing sometimes can be difficult. Fortunately, we’re here to help you get ready for any showing, at any […]
Uncategorized Home Buying Checklist  
Uncategorized How a Condo Differs From a Townhouse How a Condo Differs from a Townhouse by Concetta “Connie” Gallo 04/02/2020 Photo by Pixabay via Pexels When it comes to home ownership, you have many options beyond buying a single-family home. A condominium and a townhouse are two such options. Before you consider making one of these your permanent home, it’s important to understand […]